Terms of Service — Lifey by PlanySoft

Section 01

Overview

Lifey is a personal life planning tool built to help individuals manage their tasks, habits, goals, and finances in one place. It is developed and operated by PlanySoft, an independent software company.

These Terms apply globally to all users, regardless of location. Where local law grants you rights beyond what is described here, those rights still apply to you. These Terms do not limit any rights you have under applicable consumer protection or data protection law.

Our Privacy Policy is incorporated into these Terms by reference. Using Lifey means you also accept how we handle your data as described there.

Plain language summary: These are the rules for using Lifey. We've written them to be direct and readable. If something is unclear, contact us — we'll explain it.

Section 02

Accepting these terms

You accept these Terms by doing any of the following:

Creating a Lifey account
Joining the waitlist by submitting your email address
Accessing or using any part of the Lifey application or website

If you are accepting these Terms on behalf of an organization or another person, you confirm that you have the authority to bind that party. If you do not have that authority, do not use Lifey on their behalf.

We may update these Terms from time to time. When we do, we will notify you as described in Section 15. Continuing to use Lifey after an update takes effect means you accept the revised Terms.

Section 03

Who can use Lifey

To use Lifey, you must meet all the following requirements:

Age: You must be at least 13 years old. If you are between 13 and 17, you confirm that your parent or legal guardian has reviewed and agreed to these Terms on your behalf. In jurisdictions where the minimum age of digital consent is higher (such as 16 in parts of the EU), that higher age applies
Legal capacity: You must be able to form a legally binding contract under the laws of your jurisdiction
Not suspended: Your account must not have been previously suspended or terminated by PlanySoft for a violation of these Terms
Accurate information: Any information you provide when registering or using Lifey must be truthful and up to date

Lifey is a personal productivity tool for individuals. It is not intended for commercial resale, bulk account creation, or automated access by bots or scrapers.

Section 04

Your account

Your responsibilities

Keep your login credentials secure and do not share them with anyone
Use a strong, unique password and update it if you believe it has been compromised
Notify us immediately if you suspect unauthorized access to your account at admin@planysoft.com
Ensure all account information you provide is accurate and kept up to date

Our rights regarding accounts

We reserve the right to suspend or terminate any account that we reasonably believe has violated these Terms, engaged in harmful behavior, or poses a security risk to other users or the platform. We will make reasonable efforts to notify you before taking action, except where immediate action is necessary to protect the platform or other users.

One account per person

Each account is for a single individual. You may not create multiple accounts to circumvent restrictions or suspensions. You may not transfer your account to another person without our written consent.

You are responsible for all activity that occurs under your account, whether or not you authorized it. If someone else accesses your account due to your failure to keep credentials secure, that is your responsibility.

Section 05

What Lifey is — and what it isn't

Lifey is a personal life planning tool. It helps you manage tasks, track habits, set goals, and monitor a basic budget. It is designed for personal, non-commercial use by individuals.

Lifey is not professional advice

Nothing in Lifey — including budget tracking features, goal suggestions, or any future AI-powered features — constitutes financial, legal, medical, psychological, or professional advice of any kind. You should not rely on Lifey as a substitute for qualified professional guidance in any of these areas.

Any decisions you make based on information or tools within Lifey are made entirely at your own discretion and risk.

No guaranteed outcomes

Lifey does not guarantee that using the app will result in improved productivity, financial outcomes, habit formation, or goal achievement. Results depend entirely on how you use the product.

Section 06

Beta disclaimer

Lifey is currently in public beta. This means the product is actively being developed and is not yet a finished, stable release. By using Lifey during this period, you explicitly acknowledge and accept the following:

Features may change: Any feature available today may be modified, restricted, or removed in a future update without prior notice
Bugs exist: The application may contain errors, unexpected behavior, or incomplete functionality. This is expected during beta
Data loss is possible: While we take care to protect your data, we cannot guarantee data persistence during beta. Critical data should not be stored in Lifey exclusively
Downtime may occur: The service may go offline for maintenance, updates, or unplanned outages. We do not guarantee continuous availability during beta
No SLA: No service level agreement applies during the beta period. Uptime, response times, and support commitments are best-effort only

Important: Do not use Lifey as your sole record for anything important — appointments, financial decisions, or critical tasks. Beta software should be treated as supplementary, not primary.

We will announce the end of the beta period and the transition to a stable release via email and in-app notification. These Terms will be updated at that point to reflect the change in service status.

Section 07

Your content

You own your data. Any content you create in Lifey — tasks, habits, goals, budget entries, notes, or any other personal data you input — belongs to you. We do not claim ownership over it.

license you grant us

By storing content in Lifey, you grant PlanySoft a limited, non-exclusive, royalty-free license to store, process, and display that content solely for the purpose of providing the service to you. This license ends when you delete the content or close your account.

We do not use your personal content for advertising, model training, or any purpose other than delivering Lifey's functionality to you.

Your responsibility for your content

You are responsible for the accuracy and legality of any content you submit. You confirm that you have the right to store any content you input and that it does not violate any third-party rights or applicable law.

Exporting your data

We intend to provide a data export feature so you can retrieve your content in a portable format. During beta, this feature may not yet be available. If you need your data and cannot export it yourself, contact us at support@planysoft.com , and we will assist you.

Section 08

Our intellectual property

Everything in Lifey that is not your personal content belongs to PlanySoft. This includes:

The Lifey application, its code, architecture, and functionality
The PlanySoft name, Lifey name, logos, and all branding
The visual design, UI layouts, icons, and illustrations
All written content, copy, and documentation we produce

You may not copy, reproduce, modify, distribute, reverse engineer, decompile, or create derivative works from any part of Lifey without our explicit written permission. You may not use the Lifey or PlanySoft name or branding in any context without prior written consent.

What you can do: Use Lifey as intended for personal planning. Screenshot or share your own content from within the app. Reference Lifey by name when discussing it publicly.

Section 09

Acceptable use

You agree to use Lifey only for its intended purpose — personal life planning — and in compliance with all applicable laws. The following are strictly prohibited:

Technical misuse

Accessing Lifey through automated means (bots, scrapers, crawlers) without written permission
Attempting to reverse engineer, decompile, or extract source code from Lifey
Probing, scanning, or testing the vulnerability of our systems without authorization
Introducing malicious code, viruses, or any software that could damage or disrupt the service
Circumventing any authentication, access control, or rate-limiting mechanisms

Account misuse

Creating accounts for others without their consent
Reselling, sublicensing, or otherwise commercializing access to Lifey
Impersonating any person or entity, including PlanySoft staff
Creating multiple accounts to bypass restrictions, limits, or suspensions

Harmful or illegal use

Storing or transmitting any content that is illegal, threatening, harassing, or abusive
Using Lifey to facilitate fraud, money laundering, or any other criminal activity
Violating the intellectual property rights of any third party
Using Lifey in any way that violates applicable sanctions, export controls, or trade regulations

Violations of this section may result in immediate account termination and, where required by law, reporting to relevant authorities. We take misuse seriously even at beta stage.

Section 10

Payments

Lifey is currently free during beta. No payment is required to access any feature during this period. We will not charge you without your explicit prior consent.

Future premium tier

We plan to introduce a paid Premium tier after the beta period. When that happens:

Pricing will be clearly displayed before any purchase is required
You will be asked to actively choose and confirm a paid plan — no automatic upgrades
Subscription terms, billing cycles, and cancellation procedures will be fully explained at the point of purchase
Refund terms will be defined and published alongside the Premium launch
These Terms will be updated to include full payment terms before billing begins

Early supporter payments

We may offer an optional early supporter payment on the waitlist. This is entirely voluntary. It is a one-time goodwill contribution, not a purchase of a specific product or feature. If you make such a payment and the Premium tier does not launch as planned, we will handle refunds fairly and communicate clearly.

Core features will always remain free. Premium will never lock features you came to rely on during beta. We will communicate any feature tiering clearly before it takes effect.

Section 11

Termination

You can leave at any time

You may delete your Lifey account at any time through the account settings, or by contacting us at support@planysoft.com. Upon deletion, we will remove your personal data in accordance with our Privacy Policy — within 30 days for personal data, except where retention is required by law.

We may suspend or terminate accounts

We reserve the right to suspend or permanently terminate your access to Lifey if we reasonably determine that you have:

Violated any section of these Terms
Engaged in behavior that threatens the security or integrity of the platform or other users
Provided false information during registration
Abused the waitlist, referral system, or any free-tier benefit in bad faith

Where possible, we will provide notice before taking action and give you an opportunity to respond. For serious violations — including security threats or illegal activity — we may act without notice.

What happens after termination

Your access to Lifey is revoked immediately
Your personal data is deleted in accordance with our Privacy Policy
Any outstanding obligations under these Terms (including payment obligations, where applicable) survive termination
Sections 8, 12, 13, and 14 of these Terms survive termination

Section 12

Disclaimers

To the fullest extent permitted by applicable law, Lifey is provided "as is" and "as available" without warranties of any kind, either express or implied. This includes but is not limited to:

No warranty that Lifey will be available at any particular time or without interruption
No warranty that the application is free of errors, bugs, or security vulnerabilities
No warranty that any particular feature will remain available or unchanged
No warranty of fitness for a particular purpose or that Lifey will meet your specific needs
No warranty of accuracy for any information, data, or output generated within the application

Some jurisdictions do not allow the exclusion of implied warranties. If you are located in such a jurisdiction, some of the above exclusions may not apply to you, and you may have additional rights.

Section 13

Limitation of liability

To the maximum extent permitted by applicable law, PlanySoft and its team members shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use Lifey, including but not limited to:

Loss of data, including any personal planning content stored in the app
Loss of revenue, profits, or business opportunity
Harm caused by relying on Lifey's features for decisions (financial, health, or otherwise)
Service interruptions, downtime, or data breaches outside our reasonable control
Actions of third-party services or infrastructure providers we rely on

Stage	Maximum liability	Reason
Beta (current)	€0 — service is free	No payment has been exchanged
After Premium launch	Amount paid in the 3 months prior to the claim	Standard SaaS liability cap

Some jurisdictions do not allow limitations on liability for death, personal injury, fraud, or certain statutory rights. Nothing in this section limits our liability for those matters where prohibited by law.

Section 14

Governing law and disputes

PlanySoft is an independent software company with no formal incorporation in a single jurisdiction at this stage. These Terms are therefore not governed by the law of a specific country at this time.

In the event of a dispute, we ask that you contact us first at support@planysoft.com to attempt resolution in good faith before pursuing any formal legal action. The vast majority of issues can be resolved through direct conversation.

User rights by jurisdiction

EU/EEA users: You retain all rights granted under applicable EU consumer and data protection law. These Terms do not override or waive those rights
UK users: UK consumer law applies and is not affected by these Terms
California users: CCPA rights apply as described in our Privacy Policy. You retain all rights under California consumer protection law
All other users: Your local consumer protection rights are not affected by these Terms

We will update this section with a formal governing law clause when PlanySoft is formally incorporated. We will notify users of that change in accordance with Section 15.

Section 15

Changes to these terms

We may update these Terms to reflect changes in Lifey, new legal requirements, or as the product moves from beta to a stable release. When we do:

We will update the effective date at the top of this page
For material changes — such as new payment terms, significant changes to your rights, or changes to how we handle disputes — we will notify registered users by email at least 14 days before the change takes effect
For minor or clarifying changes that do not affect your rights, we will update this page without individual notice
We will maintain a change log so you can review what has changed over time

If you do not agree with a material change to these Terms, you may close your account before the new Terms take effect. Continuing to use Lifey after the effective date means you accept the updated Terms.

Section 16

Contact

If you have any questions about these Terms, want to report a violation, or need to resolve an issue, please reach out. We read every message.

PlanySoft

General enquiries: support@planysoft.com

Legal and Terms questions: support@planysoft.com

Privacy and data requests: support@planysoft.com

Security issues: lifey@planysoft.com

We aim to respond to all enquiries within 5 business days. For urgent security or legal matters, please state this clearly in your subject line and we will prioritize accordingly.

These Terms were written by a human, for people — not to obscure your rights or protect us from reasonable accountability. If something reads unfairly or unclearly, tell us, and we'll improve it.